Applications

Important Facts to Note

• Credit Assessment: Pre-approval involves a thorough assessment of your credit history and financial status.

• Validity Period: Pre-approval is typically valid for a limited period, usually 90 days.

• Not a Guarantee: Pre-approval is not a guarantee of a loan but a strong indicator of your eligibility.

Requirements / Documentation

• Identification: Valid ID or passport.

• Proof of Income: Recent pay slips or income statements.

• Bank Statements: Last three to six months' bank statements.

• Credit Report: Up-to-date credit report.

• Employment Details: Employment history and current employer information.

What to Remember

• Timely Submission: Ensure all documents are current and submitted promptly.

• Accurate Information: Provide accurate and complete information to avoid delays.

• Financial Readiness: Pre-approval helps identify any financial areas needing improvement before applying for a loan.

Important Facts to Note

• Interest Rates: Interest rates may vary between fixed and variable options.

• Loan Term: Choose a loan term that suits your financial situation, typically between 10 to 30 years.

• Approval Time: Loan approval can take a few days to a few weeks, depending on the complexity of your application.

Requirements / Documentation

• Identification: Valid ID or passport.

• Proof of Income: Recent pay slips or income statements.

• Bank Statements: Last three to six months' bank statements.

• Credit Report: Up-to-date credit report.

• Property Details: Information about the property being purchased, including the purchase agreement.

What to Remember

• Complete Application: Ensure all sections of the application are completed accurately.

• Additional Costs: Be aware of additional costs such as legal fees, valuation fees, and insurance.

• Loan Terms: Understand the terms and conditions of the loan, including repayment schedules and penalties for late payments.

Once you've found your dream home, it's time to apply for the loan. Our streamlined application process ensures you get the best terms and rates from leading banks and lenders.

Apply For Your Loan